Ciri's Life Coach

Owning a home can be a difficult decision, one that requires the instinct of a psychologist, financial shrewdness of a banker, the property knowledge of a real estate agent, and the building skills of a contractor. Yes, it seems like a headache in becoming a homeowner but it is a positive step towards the right direction. If you enter the real estate market with an understanding of the game and what you can afford, then you will do well. But if you let prestige dictate your expenditures, you will run the risk of failure. Home ownership is at an all-time high as Kenyans seek for security and comfort. It is also perceived as an investment for its owners. With so much riding on your home, you will want to save money wherever you can, as I always say: where you save money, you make money.  Tips on how to become a homeowner for less #1: Study Your Local Market Mostly, the price of your house determines your financial situation. In a boom period, homeowners a...

Do you still endure the Pain  of heading to the gym to shed off excess fat in order to Gain less weight? No need to worry, you are not alone. A daily delicacy of yogurt, fermented porridge and acidophilus natural supplements with a little exercise produces the same slimming effect as the fitness center. How? The colon should contain about 85% lactobacillus and about 15% other 'bugs' such as coliform bacteria, but these percentages are usually reversed. for these reason,  bloating, Mal-absorption problems, toxicity result. Lactobacillus acidophilus natural supplements may help neutralize these conditions. Lactobacillus are friendly bacteria found in fermented products such as yogurt and has the ability to slow down obesity. The bug overtime, reduces the amount of fat absorbed by the body, eliminating the possibilities of obesity. The changes may only reduce fat absorption by a little amount, but this could have an impact on obesity if sustained over several years. ...

Not using Facebook for business yet? Wondering where to start?  Read this article.  It will be your comprehensive guide to creating a Facebook page. By the way, you’re not alone. There are still many business owners and marketers who don’t quite know where to start. Most likely, you already have a personal profile. Facebook only allows you one account in your own real name. More on how to create a Facebook profile, start  here  to create a professional-friendly Facebook profile. Once you’re happy with the way you’ve chosen to use and configure your profile, it’s time to set up your Business Page, often referred to as a “Fan Page.” Previously, we would join these pages by clicking the “Become a Fan” button; however, Facebook changed this to to their er-present “Like” button. With Facebook’s 500+ million active users; half of whom log on daily, having an active Facebook page helps gain tremendous visibility for your business and meets your prospects where t...

In a world where change is the only constant, planning ahead and sticking to plans concerning finances is a challenge BUT very essential. Are you on track with your financial plans? What are the vital signs in a good financial run and a strong finish? Stage # 1 This is when one starts earning their own income. Since one is in control of how to spend and save, this is the stage when habits, good or bad form. The habits have consequences as far reaching as into the last stage when one is no longer earning. In this stage: Learn to make a budget and stick to it, differentiating between needs and wants. Establish a saving pattern in an account that would cost the least and yield the most interest. Protect yourself through insurance with a package that cushions you against unforeseen incidents like sickness or disability. Learn about options in as far as financial services such as bank accounts that cost the least to operate and wise borrowing such as through credi...