You've managed to improve your personal finances and proud of your achievement so far. Then one day, a friend confides to you about his money problems and hopes you may lend him some. What do you do? Do you immediately dig into your pocket and help your friend? Or like many Kenyans, do you simply keep quiet and pretend you didn’t hear anything and change the topic of the conversation? If you find yourself in this situation with someone you barely know, to me, the best advise is to simply say, “ I’m sorry, but as a rule, I don’t lend money to friends .” This statement is straightforward and gives your message without attacking the character of the person. How about the friends you’ve known for years? Do you treat them the same way or do you give in to their request for the sake of friendship? You know “Friendship is more important than money; it takes time to gain friends but money, you can easily earn with your income.” I agree with the adage, but I also believe that in m...
Lifestyle, Technology and Personal Finance