4 ways to be aware of secondary costs when becoming a homeowner

When buying a house you should always be aware of all the secondary costs. In order to know more about other primary costs, I am sure you will love reading How to Become a Homeowner for Less.

The cost of a house is never just the asking price. I have divided these secondary costs in three parts: maintenance,bargaining power, being money wise and repairs.

Maintenance

If you plan on buying a town house , you will want to know what the monthly maintenance fees are. These fees will always vary based on the location and the services offered to the residents.

Even if you are not buying a house, secondary costs may still be a factor. Some houses fall under the authority of a resident's association that may require you to keep up a certain appearance (which could mean having security guards, water services).

Bargaining Power

Buying a house is nothing like buying retail; everything is negotiable. Make an offer on the low side, but always make it a reasonable offer. An unreasonable offer will be insulting and leave you nowhere.You will what kind of offer to make once you know your comparable and measure them against the asking price (being sure to discount any necessary deficiencies in the property).

Being Money Wise

While your comforts are nice, you should not let them be a deciding factor on the home you want to buy. In fact, it is best to think of those kinds of amenities as window dressing at the retail store. while they may make the house look more appealing. It is not clear that they really add value because they are always a matter of taste.

If you find yourself looking at a home with an amenity that does not please you, tell the seller. He may be able to find someone who will pay more for granite counter tops, but then again he may not.

The key is not to assume that every nice thing about the house is a selling point. Tastes vary and you should not pay extra for a feature you will end up replacing.

Repairs

You should always ask when the previous owner last had the roof replaced and when the plumbing was installed.

These are not items that require disclosures unless there is something wrong with them, but they can be quite costly down the road, In which case you will want to negotiate a lower price for a house that has an older roof, even if it is in a perfect condition because you will have to replace that roof sooner than later.

Remember do not buy a house without an inspection by an experienced professional. An inspection will tell you if the seller is hiding something that could cost you down the road, such as termites or cracked foundation.

Based on the inspection, ask for a discount from the sale price, or have the owner pay for the repairs.

Note: There is nothing sweet like coming home especially when it is all yours. The key is to make sure that it remains that way as many people have seen their lives change as they have been unable to repay their mortgage or been swindled by unscrupulous agents or homeowners.

How to Verify Your Land Title Deed is Genuine

Cases of forged title deeds are on the increase. Therefore, people are losing money to con men as they are taken advantage of due to their ignorance regarding land transaction matters. While thinking of owning land, it is vital to be aware of how you can verify a title deed before investing your hard earned cash. As you plan to commit your money to buy and construct your dream home, verify that, the seller is the genuine owner, the land exists and is free from restrictions. Also be sure that you are not buying land on a road or railway reserve and above all, that the title deed is genuine.

Acne Treatment for Women at Age 30

Acne Treatment reviews In her 30s, a woman's skin begins to lose its earlier elasticity and looks less bright because your cell turnover is slower. Rather than rushing out and buy an expensive skin care product, you should do three things. What you need is a good exfoliate that will help your skin shed faster to bring out that fresher, younger looking skin. Retinoid is the other thing you need. Retinoids are great when you have acne and fine lines as most women find themselves fighting against both. Its recommended you use retinoid eye cream in the eye to reduce the visibility of lines. If applied well all over the face, retinoid tones your skin. Retinoid based face creams are the 30-something woman's best friend. Retin A is the most popular over the counter retinoid and also the most mild. For a stronger retinoid it has to be a prescription. The other is a good antioxidant. AHAs, glycolic and lactic acid should be key ingredients as they are gentle ways of helping your ...

How to Identify an original and fake mobile phone

What are your chances of buying an original phone, taking into consideration that we are swamped with fake mobile phones? Fake phones are often practically the same from genuine ones, since they are made with the intention of misleading buyers that they have the real product while fake product are made to look as close as possible like the real ones but have a twist, only noticeable at closer look. In Kenya for instance, it could be a tainted brand name for example, Nokia for Nokla, hi phone instead of iPhone, samsvng instead of Samsung. While there are a handful of people who knowingly buy fake phones, mostly because they are cheap, most people are unsuspecting victims of counterfeits because they cannot distinguish the real from the fake. Some of the ways to differentiate between which of the phones are genuine and which are fake include: Made in China does not always mean fake. Many international corporations manufacturing handsets have factories in different parts...

Ciri's Life Coach

Search This Blog