There are no shortcuts in the game of life

In our society, there are no moral shortcuts in the game of life. There are, basically, three kinds of people: the unsuccessful, the temporarily successful, and those who become and remain successful.

Between this groups, the obvious difference is the amount of money they have. Personally, I believe that the real gap between the successful and the unsuccessful is really NOT their monthly income.

To think that the only difference between the rich and the poor is the size of their bank account is very short-sighted. This is because in reality, the amount of money one has is actually just a consequence of one’s character – and that is where the real gap lies.

Besides the the rich and the poor, there is also the temporarily successful (middle class). How different are they from the two? Moreover, why do some people manage to get out of being poor but get stuck in being middle class? Why can’t they progress and become rich?

Below is a list of comparison that will answer these questions.

Spending and Debt

Poor: Pays in cash or debts
Middle Class: Pays through credit cards and revolves debt
Rich: Pays through credit cards but pays in full monthly, knows how to leverage debt.

Thoughts and Conversations

Poor: Talks about people
Middle Class: Talks about material things
Rich: Talks about ideas

Goals and Lifestyle

Poor: Survival; thinks from day to day – a hand-to-mouth existence
Middle Class: Comfort; thinks from paycheck to paycheck
Rich: Freedom; thinks from year to year and far beyond

Work Attitude and Mindset

Poor and Middle Class: Plays it safe, works just enough, satisfied with mediocre results
Rich: Takes calculated risks, challenges oneself to excel and be the best

Money and Opportunities

Poor and Middle Class: Scarcity; opportunities are few and money is hard to come by
Rich: There are a lot of opportunities out there for me to make money

Attitudes and Motivation

Poor and Middle Class: Impatient; I want to live in comfort today
Rich: Delays gratification; I sacrifice today, so I can live in comfort for many days in the future

Luxuries and Obstacles

Poor and Middle Class: I cannot afford it. I cannot do it.
Rich: How can I afford it? How can I learn to do it?

Success and Wealth

Poor: Lottery, marry someone rich (Kenyan way)
Middle Class: Inheritance, advancement of career
Rich: Frugality, business and investments

Recreation and Fulfillment

Poor and Middle Class: Distractions and escapes (television, gossip, etc.), surrounds oneself with material things
Rich: Life enrichment, self-growth, helps and provides value to others.

Ask yourself, where does your mindset stand at the moment? As a Kenyan it's never too late to change.

Reference:
Fitz. “Mindsetting“. 2010

How to Verify Your Land Title Deed is Genuine

Cases of forged title deeds are on the increase. Therefore, people are losing money to con men as they are taken advantage of due to their ignorance regarding land transaction matters. While thinking of owning land, it is vital to be aware of how you can verify a title deed before investing your hard earned cash. As you plan to commit your money to buy and construct your dream home, verify that, the seller is the genuine owner, the land exists and is free from restrictions. Also be sure that you are not buying land on a road or railway reserve and above all, that the title deed is genuine.

Acne Treatment for Women at Age 30

Acne Treatment reviews In her 30s, a woman's skin begins to lose its earlier elasticity and looks less bright because your cell turnover is slower. Rather than rushing out and buy an expensive skin care product, you should do three things. What you need is a good exfoliate that will help your skin shed faster to bring out that fresher, younger looking skin. Retinoid is the other thing you need. Retinoids are great when you have acne and fine lines as most women find themselves fighting against both. Its recommended you use retinoid eye cream in the eye to reduce the visibility of lines. If applied well all over the face, retinoid tones your skin. Retinoid based face creams are the 30-something woman's best friend. Retin A is the most popular over the counter retinoid and also the most mild. For a stronger retinoid it has to be a prescription. The other is a good antioxidant. AHAs, glycolic and lactic acid should be key ingredients as they are gentle ways of helping your

How to Maintain High Internet Speed in your Modem

Probably you have seen these 'small gadgets' that most homes use to connect to Internet? These 'small gadgets' are called modems. They are popular compared to the close alternative 'Wi-Fi' because they are affordable and easiest means to get Internet connectivity through three operators: Safaricom, Airtel and Orange. Despite the easier access, there is still widespread lack of understanding on how to choose one from the other to give you real value for your money. You may think pricing is the main focus when purchasing a modem, it is all about speed and reliability, without which the gadget can be a source of everyday frustration! Why is Your Internet Modem Slow? So you're about to pull your hair, with the annoyance of everyday painfully slow Internet connectivity? the choice of which modem to purchase can be confusing especially with every provider out there claiming to offer the best. In my own view, the main difference between t

Ciri's Life Coach

Search This Blog